If you meet the eligibility requirements of the Fund, you will be automatically enrolled in the NECA Local 313 IBEW Health & Welfare Plan. Your eligible dependents will be enrolled as soon as the required documentation is submitted.

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If you do not enroll within 90 days of your initial eligibility period, you will not have an opportunity to do so until the next open enrollment period, unless you have a Qualifying Life Event.​

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Eligible dependents include: (1) Your legal spouse; and (2) Your children up to age 26. Only those dependents who meet the eligibility requirements can enroll for coverage.

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ELIGIBILITY REQUIREMENTS

Initial Eligibility - You are eligible for coverage under the Plan on the first day of the Benefit Quarter after you’ve completed a total of 1,000 hours of work with one or more Contributing Employers during four consecutive Working Quarters.

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RESERVE ACCOUNT

Hours you work in excess of 300 during a Working Quarter, up to 900, are credited to a Reserve Account in your name. This account helps you maintain eligibility. If you don't work 300 hours during a Working Quarter, hours that have been credited in your Reserve Account may be used to help you reach the 300-hour minimum, making you eligible for coverage during the next Benefit Quarter.

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If your hours worked and Reserve Account don't total 300 hours, those hours will be used to reduce your cost to purchase continued coverage, or they will be cancelled.

This benefit is available if you want a little extra protection for those pearly whites. The Dental plan is administered by Delta Dental.