WHAT TO KNOW
Talk to a board-certified counselor privately and at no cost to you. Learn more.
If you have any questions about your healthcare or benefits, contact our dedicated advocate team at Lacher!
If you meet the eligibility requirements of the Fund, you will be automatically enrolled in the NECA Local 313 IBEW Health & Welfare Plan. Your eligible dependents will be enrolled as soon as the required documentation is submitted.
If you do not enroll within 90 days of your initial eligibility period, you will not have an opportunity to do so until the next open enrollment period, unless you have a Qualifying Life Event.
Eligible dependents include: (1) Your legal spouse; and (2) Your children up to age 26. Only those dependents who meet the eligibility requirements can enroll for coverage.
Initial Eligibility - You are eligible for coverage under the Plan on the first day of the Benefit Quarter after you’ve completed a total of 1,000 hours of work with one or more Contributing Employers during four consecutive Working Quarters.
Hours you work in excess of 300 during a Working Quarter, up to 900, are credited to a Reserve Account in your name. This account helps you maintain eligibility. If you don't work 300 hours during a Working Quarter, hours that have been credited in your Reserve Account may be used to help you reach the 300-hour minimum, making you eligible for coverage during the next Benefit Quarter.
If your hours worked and Reserve Account don't total 300 hours, those hours will be used to reduce your cost to purchase continued coverage, or they will be cancelled.
When you sign up for our wellness program through Virgin Pulse, you can earn PulseCash which you can use to get cool things like fitness trackers, workout gear, headphones, and more! Earn up to $100/quarter in PulseCash. Follow the steps below to learn more and sign up.
MEMBER ASSISTANCE PROGRAM
When life throws us curve balls, it can be good to talk with someone. With our Member Assistance Program, you and your eligible family members can connect directly, privately, and at no cost, with a board-certified counselor by phone or text to discuss issues like anxiety, depression, and more. Plus your Member Assistance Program offers so much more. Click the button below to learn more.
We have great news for all employees who have chosen to enroll in our healthcare & benefits program. As our benefits consultants, Lacher can help you get the most from your healthcare and benefits program.
We have a dedicated team of Benefits Advocates from Lacher who are ready to help you with:
Any claims that you believe haven’t been properly paid
Questions regarding a bill sent by a doctor, dentist, lab or hospital
Further clarification on any insurance matters
Questions about your healthcare benefits
Contact your dedicated advocate team
Direct line: 215-660-0334